Meta Financial Group Inc., parent company of Meta Payment Systems and MetaBank, reported net income for its fourth quarter of $3.5 million, or 58 cents per share, compared with $1.7 million, or 19 cents per share, for the prior year period.  Net income for the fiscal year ended Sept. 30 was $13.4 million, or $2.38 per share, compared with $17.1 million, or $4.92 per diluted share, for the prior fiscal year. The company's Meta Payment Systems prepaid card segment recorded 2013 fiscal earnings of $8.4 million, compared with $6.5 million for the 2012 fiscal year, an increase of 29 percent. Meta Financial's retail bank segment recorded 2013 fiscal earnings of $5.9 million compared to $11 million for fiscal 2012.  Total loans increased $53.4 million during the fiscal year, or 16.3 percent, to $380.4 million from strong growth in the residential real estate and agricultural lending segments, the company said in a release.