Employees who don't have access to a retirement plan at work will have a new type of "starter" retirement account to be created by the Treasury Department, CNNMoney reported. During his State of the Union address last night, President Barack Obama pledged to sign an executive order to create so-called MyRA accounts. Employees will be able to contribute part of their wages to the savings accounts, which would be backed by the U.S. government. The White House said the MyRA would be offered through Roth IRA accounts and that any saver with wages could set one up. About half of all American workers are employed by companies that don't offer retirement plans, according to a 2009 Brookings Institution report.