CO-OP Financial Services has unveiled a realigned advanced digital ecosystem that organizes the company’s payments and financial technology services along five categories of products and services — Pay, Integrate, Engage, Protect and Consult — to better meet credit union and member needs. The California-based payments and financial technology company, which acquired TMG in 2017, has operations in Des Moines. “Shifting technology, consumer behavior and new fintech entrants are disrupting the financial services industry faster than credit unions can independently respond,” said Bruce Dragt, chief product officer for CO-OP. The reimagined CO-OP Solution Lines are structured as a portfolio and addresses the core needs of credit unions and their members today and in the future, he said.