Neighborhood Finance Corp. will provide down payment assistance loans of $10,500 to borrowers in its lending areas in Des Moines, West Des Moines, Windsor Heights and Cedar Rapids, according to a release. The 30-year, zero-rate loans do not have to be repaid until the home is sold or, in some cases, when the homeowner seeks refinancing. NFC must provide the the first mortgage, fixed-rate loan. Click here for more information.