U.S. Bank announced it has created a $25 million microbusiness fund focused on grants and investments in businesses owned by women of color. The new program is part of its U.S. Bank Access Commitment, which will focus on three primary areas: supporting businesses owned by people of color; helping individuals and communities of color advance economically; and enhancing career opportunities for employees and prospective employees. The bank also announced a new mortgage program focused on homeownership education and hiring, and a focus on building sustained wealth as part of its wealth management business. U.S. Bank said it also plans internal changes, among them supply chain financing focused on diverse businesses, customized employee leadership development, and changes in how open positions are filled within the organization. “We believe access to capital for minority small business, housing and homeownership and workforce advancement creates opportunities for systemic change,” said Andy Cecere, chairman, president and CEO.