NACM Heartland Inc., the Iowa affiliate of the National Association of Credit Management, will host a lunch and learn on two significant issues affecting companies' credit departments: electronic signatures and social media. The event will cover practical tips for setting up user-friendly credit applications and account agreements as well as effectively gathering credit information from the Internet, including social media sites. The luncheon will be at the Des Moines Golf and Country Club from 11:30 a.m. to 1:30 p.m. The cost is $35 for NACM members and $45 for non-members. To register or for more information, contact Maggie Bessenbacher at or 888-222-1447.