A Minneapolis company will pay $450,000 for refunds to thousands of Iowans who were enrolled in "membership programs" and charged monthly fees, under a settlement announced today by Iowa Attorney General Tom Miller. The refunds will go to Iowa residents who were charged through programs marketed by Sempris LLC or one of its predecessor companies, Damark International Inc. and Provell Inc., Miller said in a release. The membership programs include Budget Savers, Credit Radar, Essentials for Home, Smart Perks, Rewards, Vacation Passport, Value Access, and Value Plus. Iowa law requires specific disclosures when consumers purchase buying club memberships, and those disclosures were not made when these enrollments occurred.